Services
What can I help with?
What are our monthly expenses? What is our savings rate? Why am I not able to save as much as I would like? What is the best way to pay off our debt?
What types of insurance should we have? How much coverage is enough to protect our family? What is the best type of coverage?
Help me understand our retirement trajectory. How much income is needed in retirement to support the lifestyle we want to live? Determine savings strategies that can help you achieve your desired income goals.
Investment advice tailored to your personal goals, risk tolerance, and risk capacity.
Working collaboratively with your tax professional, uncovering tax strategies that can reduce your lifetime tax bill.
Ensure you have the right documents in place, and that they reflect your wishes and intent for your legacy goals.
How do I maximize my employer’s benefits package? What investments should I choose inside my 401(k)? Should I utilize an HSA?
Am I saving enough for my child(ren)’s education? What investment vehicles should we be saving into? Is this school in our budget?
Schedule an initial consultation today to create your personalized financial plan.
Comprehensive Financial Plans
One-time Comprehensive Financial Planning
During our collaborative comprehensive financial planning we will complete a detailed review and analysis of all facets of your financial situation. This includes areas such as: Cash flow analysis, Retirement planning, Risk management, Investment management, Tax management and Estate planning. During our process, we will complete the following steps:
- Meeting with you to understand your goals
- Gather your detailed financial information
- Work with you to identify and prioritize your goals
- Analyze your current financial situation using our economics driven model and develop potential alternative courses of action
- Create a custom financial plan that will support your goals
- Support your implementation of the financial plan
Ongoing Financial Planning
This service is ideal for a client who wants on more hands on support to their long term financial planning. This service includes:
- Initial comprehensive financial plan
- Action items and recommendations
- Implementation assistance
- Four formal review meetings per year
- Ad-hoc meetings available when life changes
- Assets & liabilities, cash flow, and budgeting
- Creating short-term and long-term goals
- Tax Planning
- Estate Planning
- College Planning
- Employee Benefits Optimization
- Insurance analysis
- Ongoing follow-up/access via Email, phone, or virtually
Hourly Planning
This service offering is best-suited for people seeking advice on a limited number of topics or DIY investors who prefer to manage their investments on their own, but who are seeking a detailed analysis and second opinion from a CFP® Professional. Pay only for the time you need and receive personalized financial advice tailored to your specific goals. You will always receive a firm price prior to the beginning our consultation based on our hourly rates of $250/hour.
Contact
215-850-9179
bob@bluecoastfinancialplanning.com
Maple Glen, PA
